In times of economic uncertainty, most core loan systems don’t provide the granular information necessary to fully understand the risks involved in buying a financial services company.
The Crowe Credit360 for M&A credit risk management solution helps increase transparency and confidence by providing a holistic view of a transaction's full spectrum of risk.
Crowe Credit360 for M&A helps buyers, sellers, bankers, and brokers quickly gain consensus on the transaction’s credit risks and opportunities, leading to faster, better bids, and more successful transactions.
By analyzing portfolios at the loan level, we help stakeholders identify, value, and isolate risks based on factors such as the target portfolio’s product concentration, geographic footprint, and interest rate and structural exposure.
This information can be overlaid on potential acquirers’ portfolios to better envision a combined entity and effectively plan for integration.
The deep insights within our platform helps reduce complexity. The result? Better communication between stakeholders and their respective boards about the portfolio’s potential performance and financial implications, including more realistic deal projections and deal metrics..
Assessing portfolio risks and opportunities doesn’t have to be stressful. Our proprietary process streamlines credit analysis, due diligence, and impact assessment, helping transactions go from bid to close faster than ever.
Powerful analytics and modeling tools
Pro forma CECL and incurred loss analysis
Advanced credit risk and sensitivity testing
Powerful analytics and modeling tools
Powerful analytics and modeling tools
Exercise control over your credit risk projections by running simultaneous scenarios with different interest rate forecasts, loss severity, and prepayment expectations.
Create financial depictions that better educate the board, regulators, and investors about the portfolio’s potential performance.
Pro forma CECL and incurred loss analysis
Pro forma CECL and incurred loss analysis
Quickly understand how CECL or incurred loss provisioning will impact the transaction. Get a clear and accurate look at the effect loan discounts and future earnings may have on reserve requirements.
Advanced credit risk and sensitivity testing
Advanced credit risk and sensitivity testing
See the full spectrum of risk now and in the future with sensitivity testing based on actual loss data points generated during due diligence. With Crowe Credit360 for M&A, you get instant clarity into the quality of the target’s balance sheet to make smarter earning projections based on the target’s capital base and equity.
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Tackle financial due diligence with a credit risk management solution built specifically for financial services companies. With Crowe Credit360 for M&A, you get the benefit of technology and Crowe expertise all in one.