Bank mergers & acquisitions

Bank mergers & acquisitions

Helping banks through the entire merger and acquisition (M&A) life cycle is our team’s full-time job, which means we can offer proprietary strategies to help you with M&A strategy and due diligence through successfully closing the deal and beyond.

End-to-end bank M&A support with specialists who make M&A their job


Our playbook, proprietary tools, and extensive experience can help you effectively complete the necessary M&A steps for a successful transaction.

From target identification to closing and integration, the M&A journey can be complex and involve numerous stakeholders. Our unified team can guide you through the entire M&A life cycle with focus and efficiency while providing proprietary methods to execute the deal and benchmark your decisions and estimates.

Read our series on M&A for banks
With M&A activity picking up, banks need to prepare. Our four-part article series can help.

Get the expertise you need from a team immersed in banking M&A


With deep knowledge of the regulatory process and extensive M&A experience, our team of specialized professionals can help you navigate complexities, prepare precise filings, develop robust plans, and run accurate models – all through a single point of contact.

M&A strategy

Our team can help you set your M&A strategy, assess your M&A readiness, and analyze potential candidates.

See our services

Due diligence

Due diligence is essential in every transaction – especially with the unique factors of bank M&A. We can work with you to harness data, identify issues and solutions, and help keep your deal on track.

Explore how

Valuations

We offer a time-tested, robust, and efficient approach and the expertise you need to prepare critical valuations for loans and intangible assets, purchase accounting, and deal modeling.

Explore our services

M&A strategy

Our team can help you set your M&A strategy, assess your M&A readiness, and analyze potential candidates.

See our services

Due diligence

Due diligence is essential in every transaction – especially with the unique factors of bank M&A. We can work with you to harness data, identify issues and solutions, and help keep your deal on track.

Explore how

Valuations

We offer a time-tested, robust, and efficient approach and the expertise you need to prepare critical valuations for loans and intangible assets, purchase accounting, and deal modeling.

Explore our services

Financial modeling and credit analytics 

From pro forma financial modeling to current expected credit loss (CECL) impact analysis and credit analytics, our team can help you model the deal’s financial outlook and reveal key insights in the loan portfolio.

Find out how

Business combination accounting

The earlier you can determine the accounting impacts during a bank acquisition the better – and our experienced team is here to help.

Discover how

M&A integration

Our team can help you plan for a successful integration, optimize your combined bank’s value, provide integration support and management, align risk and compliance programs, and assist with the transition.

View our services

Financial modeling and credit analytics 

From pro forma financial modeling to current expected credit loss (CECL) impact analysis and credit analytics, our team can help you model the deal’s financial outlook and reveal key insights in the loan portfolio.

Find out how

Business combination accounting

The earlier you can determine the accounting impacts during a bank acquisition the better – and our experienced team is here to help.

Discover how

M&A integration

Our team can help you plan for a successful integration, optimize your combined bank’s value, provide integration support and management, align risk and compliance programs, and assist with the transition.

View our services

Work with a team that can help you through the entire M&A life cycle


Our team offers a comprehensive suite of banking M&A services that can meet your needs at any point throughout the M&A life cycle. Our approach can give you and your stakeholders confidence in your process while offering a cohesive view that connects the tasks, processes, and people involved.

Bank M&A life cycle
M&A strategy
  • Assess M&A readiness
  • Develop M&A strategy and goals
  • Establish timeline and success metrics
  • Identify candidates and align with strategy
  • Indicate interest
Due diligence and integration planning
  • Request information and conduct pre-letter of intent (LOI) limited due diligence
  • Establish structure and draft LOI
  • Develop integration framework
  • Establish synergy and value capture road map
  • Conduct detailed due diligence
  • Conduct preliminary valuations and modeling
  • Finalize timeline and success metrics
Closing execution
  • Finalize financial model
  • Make key decisions and put execution plan in place
  • Negotiate and draft merger agreement
  • Complete regulatory application
  • Secure approval and close
Integration execution and value creation
  • Apply purchase accounting
  • Conduct Day 2 accounting
  • Execute operational integration, system conversions, and the synergy and value capture road map
Investment realization 
  • Optimize the postintegration organization, including continued value capture road map execution
  • Keep promises to stakeholder
Quarterly M&A updates for banking
Our banking specialists highlight what’s happening in M&A

M&A insights

Read our banking M&A series and explore other insights

5 M&A Strategy Steps for Financial Services Organizations

5 M&A Strategy Steps for Financial Services Organizations

Banking M&A activity is picking up, which means financial services organizations need to prepare. Crowe specialists offer five M&A strategy steps.

Read the insight

Strategies for M&A Due Diligence and Integration Planning

Strategies for M&A Due Diligence and Integration Planning

Financial services organizations can enhance their M&A due diligence and integration planning strategies with insights from Crowe specialists.

Read the insight

Three professionals seated at a table, analyzing information on a tablet, reflecting the rise in M&A activity in finance.

Key Focus Areas for a Successful M&A Closing Process

M&A activity continues to pick up for financial services organizations. Our team covers six key areas that can help you reach a successful close.

Read the insight

Guidance for Postacquisition Integration & Value Creation

Guidance for Postacquisition Integration & Value Creation

With M&A activity rising, effective postacquisition integration is crucial. Our team offers guidance to help with integration and value creation.

Read the insight

People stroll along a sunlit city street, embodying a vibrant urban atmosphere and the promise of new opportunities.

2025 Bank M&A Survey: Primed for a Rebound

This survey highlights a potential rebound in banking industry growth prospects for 2025, offering insights into how financial institutions can navigate evolving market conditions and capitalize on strategic opportunities.

Read the article

Meet our banking M&A team


Our top-tier banking professionals have extensive experience and bring proven M&A capabilities, discipline, and speed to get things done well. They make bank M&A their job – not just a periodic exercise. Plus, our integrated collaboration with Cornerstone Advisors enhances our client experience and brings together both organizations’ deeply skilled and specialized capabilities in banking M&A.

Kevin Brand
Kevin Brand
Partner, Consulting
Rick Childs - Large
Rick L. Childs
Partner, Consulting
Patrick Venon
Patrick Vernon
Partner, Consulting

Contact our banking M&A team

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