Frances is Certified Public Accountant from Philippines having over nine solid years of experience in accounting, audit, compliance and other assurance engagements in Crowe UAE and one of the Big 4 Firms in Phlippines. She is a member of Philippine Institute of Certified Public Accountants. She specialized in engagement of regulated entities such as the non-bank financial institutions, real estate developers for escrow audit and audit of owners association and insurance companies reporting to various regulatory authorities in U.A.E.